Rent vs. Own Calculator

Calculate the difference between renting a property and buying a home. Find out which is better for you. This calculator consider factors like how long you plan to stay in the new home, the home's prospects for appreciation and taxes.
*Request a free consultation with a mortgage expert.

Rent vs. Own Calculator
Monthly Rent ($): 
Expected Annual Rent Increases (%): 
Monthly Renter's Insurance ($): 
Home Purchase Price ($): 
Down Payment ($): 
Loan Interest Rate (%): 
Loan Term (years): 
Estimated Costs Associated with a Home Purchase (%): 
Property Tax Rate (%): 
Annual Home Maintenance Cost (%): 
How Long Before Selling (years): 
Annual Appreciation on the Home (%): 
Selling Costs (%): 
Interest Currently Being Earned on Down Payment (%): 
Your Income Tax Rate (%): 
The mortgage calculator is provided as an estimation tool for your convenience and should not be considered as a loan offer. We do not in any way guarantee the accuracy or suitability of the results.

   Your ultimate resource for Mortgage Information!   

Mark Smith Ph.D.
Senior Loan Consultant

Victoria Capital Mortgage
455 Los Gatos Blvd #100
Los Gatos, CA 95032

Direct: (408) 353-9784

Fax: (408) 351-4933


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